How to fight back against debit card hackers who are after your money
Did you know that debit card fraud is one of the most common types of identity theft? It is a serious problem that affects millions of people every year, and it can happen to anyone at any time.
Imagine checking your bank account and discovering unauthorized charges. That’s what happened to Donna, who’s emailing us asking this:
“My debit card has been hit by hackers many times, and it’s such a pain that I have to get a new debit card. Is there any way to stop this from happening?” — Donna
I’m sorry to hear that, Donna. It can be unbelievably frustrating to deal with unauthorized charges on your debit card and have to get a new one, so today, we’ll try our best to help you avoid this in the future.
What is debit card fraud?
Debit card fraud is like a thief breaking into your house and stealing your cash and valuables. In this case, the thief is someone who has obtained your debit card number and, in some cases, your PIN.
The fraudster uses this information to make unauthorized purchases or withdraw money from your account, just as a thief would take your possessions.
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How does debit card fraud happen?
Your information could be stolen in many ways, such as through a retailer’s data breach or by falling victim to a phishing scam where you unknowingly reveal your debit card details.
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Debit card fraud can occur for a number of reasons, including a retailer data breach or by scams.
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How to prevent debit card fraud
Here are some steps you can take to help you prevent hackers from gaining access to your debit card:
Keep your card safe physically: Store your debit card in a secure place when not in use. Don’t write down your PIN, or keep it with your card. Be cautious when using your debit card in public places, and shield your PIN when entering it.
Use strong PINs: Choose a unique and strong PIN that isn’t easily guessable. Avoid using numbers…
